Samsill Durable View Binders - 1 1/2" Capacity - 350 Sheets - Assorted Colors

Marsoni

M251S

$38.11

Get it in 3 business days with 1 day shipping. Friday, May 29

Samsill Durable View Binders - 1 1/2" Capacity - 350 Sheets - Assorted ColorsEnhance your daily organization with this durable, three ring View Binder, perfect for home, school, or office use. Crafted with polypropylene and chipboard, this binder features a clear overlay with a nonglare finish for a sleek look. The PVC free, nonstick material ensures that your documents stay pristine without any ink transfer or copy lifting. The lid mounted, D shaped rings create a rivetless spine, adding a touch of professionalism to your

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I’ve been using the Chase Prime Visa card for over a year, and it’s become one of my favorite credit cards, especially for anyone who regularly shops on Amazon or Whole Foods. Here’s my personal take based on firsthand experience: ### Pros: 1. **Generous Cashback on Amazon/Whole Foods Purchases**: The card offers 5% cashback on Amazon.com and Whole Foods purchases if you're a Prime member. Since I do a lot of online shopping and grocery runs there, the cashback adds up quickly. Every couple of months, I have enough cashback points to significantly reduce my bill, which is super satisfying. 2. **Solid Rewards for Everyday Spending**: Besides Amazon and Whole Foods, the card gives 2% cashback on restaurant, gas station, and drugstore purchases. I find this feature great since I often fuel up and grab meals on the go, and it's nice knowing I’m getting something back on those purchases. 3. **No Annual Fee (with Prime)**: Since I’m already paying for Amazon Prime, having no additional fee for the card is a bonus. It's like getting extra perks from Prime without paying more. 4. **Redeemable Points**: I love that the cashback can be used directly on Amazon for purchases, but I usually save my points to cover larger purchases or statement credits. 5. **Travel Perks**: While I haven’t used it extensively, the card does offer some decent travel benefits like no foreign transaction fees and access to some travel protections, which can be useful for international travel. ### Cons: 1. **Requires Amazon Prime Membership**: The biggest downside is that the card is only valuable if you're already an Amazon Prime member, which costs around $139 a year. If you’re not a frequent Amazon shopper, the perks might not justify having the card. 2. **Limited Categories for High Cashback**: Outside of Amazon and Whole Foods, the cashback categories aren’t as high (2% for gas, restaurants, etc.), so if you're looking for a broader range of high-reward categories, this card might feel limited. 3. **Amazon-Heavy Focus**: While I enjoy the Amazon-focused rewards, someone who doesn’t shop there often might find the card’s benefits less compelling. If you’re looking for more flexibility in redeeming points for travel, the Chase Sapphire line might be better suited. ### Overall Verdict: If you’re an Amazon Prime member and do a lot of shopping on Amazon or at Whole Foods, this card is a no-brainer. The cashback rewards are generous, especially compared to other cards. However, if you’re not an Amazon or Whole Foods shopper, there are probably better options with broader rewards categories. For me, the Chase Prime Visa has been a great addition to my wallet, primarily for its ability to consistently give me back a portion of what I’m already spending.

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Reviewed in the United States on September 19, 2024

Verified Cardmember

Scott

West Palm Beach, US

★★★★★ 5

Great card for Amazon purchases, read the fine print people!

Style: Amazon Visa

Seems to be a lot of griping from people who don't understand how to read the fine print and use common sense. This is basically a store card/loyalty card Visa like many retailers offer. That being said, the interest rates are always high on these types of cards. Deal with it. Don't carry a balance. "Instant" credit approval is assumed if there is nothing in your account that needs reviewing. If you need the $30/$50 immediately to make your purchase, maybe you should rethink what you are buying. If you're getting this card, I'll bet you'll buy something from Amazon again and be able to use that gift card before long anyway... Card Pros: -1 point=$1 spent. $1 spent at amazon gives 3 points (3%). $1 spent elsewhere gives 1 point (1%). For me, I like it simple, no point-to-dollar conversions like the citi card. -Card is by Chase. May be a pro/con here, but if you already have Chase accounts, this card will show up after a couple weeks in your chase.com online account. Easy to manage and make payments straight from your checking account. -No annual fee. -Redeem points at any time for anything sold by Amazon. Yes there is fine print, marketplace purchases can't be funded with points, neither can subscribe and save. Boo hoo. Read the terms and you won't have to post 1 star reviews whining about what's explained in the fine print you didn't bother reading before handing over all your personal information. :) Card Cons: -Interest rate is high. As stated above, these types of cards always have high rates. My condolences if you are under the assumption that a 13%+ rate is a good rate. Bottom line- read the card's terms and conditions before applying, understand the rewards and how to use them, pay your bills on time, and you'll wind up with some nice rewards points to use on something fun from Amazon.

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Reviewed in the United States on November 20, 2012